| |
GLOBAL MEDICAL INSURANCESM
New Business Rates
SPECIAL INSTRUCTIONS FOR ALL APPLICANTS:
1. Print or type each name
as you want it to appear on your Identification Card(s).
2. Provide the complete address
of your residence outside the US and any US mail forwarding address.
3. All Applications must
be fully completed, signed and dated to be considered. Questions answered
YES in Section 3 must include treatment date, name, address and telephone
number of attending physician, diagnosis, prognosis, and present course
of treatment. (If additional space is necessary, please use the space
provided in the Additional Information Section 7.)
4. Annual premiums may be
paid by check, money order, VISA, MasterCard, or American Express credit
cards. All Plan Insurance will not accept checks or money orders
for quarterly or semi-annual payment modes. These payment modes are only
accepted with pre-authorization to debit your credit card on the due date
of your premium installment.
5. If question #6, Diabetes,
is answered yes, a supplemental Diabetes Questionnaire must be filled
out and attached to your Application.
6. An optional $15 fee may
be paid in addition to the premium to have your Certificate overnighted
to you after approval.
Global Medical InsuranceSM
1998 New Business Rates© (Includes 2½% surplus lines tax.)
|
$500
Deductible Plan |
$1,000
Deductible Plan |
$2,500
Deductible Plan |
$5,000
Deductible Plan |
| Age |
Male |
Female |
Male |
Female |
Male |
Female |
Male |
Female |
| 14
days to 9* |
First 2 Free, Then 380 |
First 2 Free, Then 290 |
First 2 Free, Then 260 |
First 2 Free, Then 250 |
| 10
- 18* |
400 |
400 |
310 |
310 |
280 |
280 |
270 |
270 |
*First
two (2) children free between the ages of 14 days to 9 years only
when both parents are insured under the Global Medical InsuranceSM
plan.
Dependent child
rate only available when parent (guardian) is insured under the
Global Medical InsuranceSM plan. |
| 19
- 24 |
925 |
1,585 |
720 |
1,140 |
635 |
1,010 |
520 |
830 |
| 25
- 29 |
1,025 |
1,750 |
795 |
1,260 |
700 |
1,115 |
575 |
910 |
| 30
- 34 |
1,080 |
1,940 |
840 |
1,445 |
745 |
1,280 |
610 |
1,050 |
| 35
- 39 |
1,195 |
2,090 |
925 |
1,600 |
820 |
1,415 |
670 |
1,135 |
| 40
- 44 |
1,330 |
1,675 |
1,030 |
1,300 |
915 |
1,155 |
745 |
945 |
| 45
- 49 |
1,470 |
1,845 |
1,140 |
1,435 |
1,010 |
1,270 |
825 |
980 |
| 50
- 54 |
1,800 |
2,020 |
1,400 |
1,575 |
1,275 |
1,430 |
1,045 |
1,170 |
| 55
- 59 |
2,210 |
2,210 |
1,725 |
1,725 |
1,565 |
1,565 |
1,280 |
1,280 |
| 60
- 64 |
3,075 |
2,885 |
2,575 |
2,385 |
2,350 |
2,175 |
1,950 |
1,725 |
| 65
- 69 |
6,615 |
5,715 |
6,115 |
5,215 |
4,755 |
4,280 |
4,125 |
3,700 |
| 70 |
8,150 |
7,020 |
7,645 |
6,520 |
6,010 |
5,400 |
5,260 |
4,700 |
| 71 |
8,545 |
7,360 |
8,045 |
6,860 |
6,330 |
5,685 |
5,540 |
4,950 |
| 72 |
8,970 |
7,725 |
8,470 |
7,220 |
6,670 |
5,990 |
5,840 |
5,220 |
| 73 |
8,415 |
8,100 |
8,915 |
7,600 |
7,025 |
6,305 |
6,150 |
5,500 |
| 74 |
9,885 |
8,500 |
9,385 |
8,000 |
7,400 |
6,645 |
6,485 |
5,800 |
| Modal
Payment Factors** Annual 1.00 Semi-Annual .55 Quarterly .28 |
** For Semi-Annual or Quarterly payment
modes, IMGsm will only accept Visa, MasterCard or American Express on
a pre-authorized basis. IMGsm will automatically debit your card on the
due dates of your premium installment.
Rates Expire 06/30/98 1/98
Important Information Regarding The
Health Insurance Portability And Accountability Act of 1996 (HIPAA):
This insurance is not subject to
certain portability access and renewal requirements of the Health Insurance
Portability and Accountability Act of 1996. You should therefore read
the coverage conditions and preexisting condition exclusions carefully
before purchasing coverage.
Important Information About This
Application:
US Citizens: If you or any family
member to be included in this insurance are located in the US on the date
of this Application, the Effective Date of this insurance, if issued,
will be the later of:
a. The date requested on the Application;
or
b. The date the Applicant departs
the US; or
c. The date the Applicant is approved
by IMGSM.
Non-US Citizens: If you or any family
member to be included in this insurance are located in the US on the date
of this Application and do not plan to depart the US, an Affidavit of
Eligibility is required. Note, a new Affidavit of Eligibility will be
required at each renewal.
SECTION 1 Please Complete for all
Family Members
Please
print your name as you would like it to appear on your ID card.
Name |
Height |
Weight |
Date
of Birth |
Country
of
Citizenship |
Passport
or
Social Security
# |
Mth.
Day Yr. |
| A.
Applicant |
£
male £ female |
|
|
'
' |
|
|
| B.
Spouse |
£
male £ female |
|
|
'
' |
|
|
| C.
1st Child |
£
male £ female |
|
|
'
' |
|
|
| D.
2nd Child |
£
male £ female |
|
|
'
' |
|
|
| E.
3rd Child |
£
male £ female |
|
|
'
' |
|
|
| ADDRESS
OF RESIDENCE OUTSIDE THE US |
| Street
Address: |
City: |
Postal
Code: |
| State: |
Country: |
Telephone: |
| Fax: |
E-mail
Address: |
| Date
of Departure from the US? |
Length
of Residence Outside the US? |
| Mail
Forwarding Address if Different From Above |
| Street
Address: |
City: |
Postal
Code: |
| State: |
Country: |
Telephone: |
Fax: |
| SECTION
2 Please Answer All Questions for Applicant and Each Family Member. |
Family
Member
(Use letters
from Sect. 1) |
| Are
you currently disabled, pregnant or unable to perform normal activities? |
£
Yes £ No |
|
| Are
you presently hospitalized? |
£
Yes £ No |
|
Have
you tested positive, been diagnosed, or treated for Acquired Immune
Deficiency Syndrome (AIDS), AIDS Related Complex (ARC), Lymphadenopathy
Syndrome, Human Immunodeficiency Virus (HIV), or any other Immune
System Disorder? |
£
Yes £ No |
|
| Have
you been diagnosed or treated for Cancer during the past five (5)
years? |
£
Yes £ No |
|
If any individual answered
YES to any of the above questions, they are not eligible for this
insurance. Thank you for your interest. |
1B98 Valid through
06/30/98 1/98
|
SECTION 3 |
Questions
1 - 16 must be answered for every Family Member included on
this Application. For any question that has been answered "YES,"
please state which Family Member (using the corresponding "Letter"
from Section 1), provide details of the medical condition including
treatment dates, name, address and phone number of the attending
physician, diagnosis, prognosis, and present course of treatment
in the space provided in Section 5 of this Application or in
the space provided on the Additional Information page, Section
7. The Company reserves the right to request additional medical
information. |
|
Family
Member
(Use letters
from Sect. 1) |
|
1. During
the last 12 months has anyone been diagnosed with any medical
condition, or received treatment (including medications or consultations)
for any medical, mental or nervous condition? If yes, please
explain:
|
£Yes
£ No |
|
|
2. Has anyone
ever been rejected, rated or declined for any other Health,
Life or Disability Policy? If yes, please explain:
|
£Yes
£ No |
|
Has
anyone ever been treated for or been told that they have any
of the following diseases, conditions, medical problems, disorders,
sicknesses or problems relating to any of the following: |
3.
Heart, cardiac, cardiovascular, or circulatory condition? |
£Yes
£ No |
|
4.
Blood vessels or arteries? |
£Yes
£ No |
|
5.
Blood pressure? ( If yes, provide most recent BP reading) |
£Yes
£ No |
|
6.
Diabetes? ( If yes, please complete supplemental Diabetes Questionnaire) |
£Yes
£ No |
|
7.
Cancer? |
£Yes
£ No |
|
8.
Liver, stomach, gall bladder, colon or intestines? |
£Yes
£ No |
|
9.
Kidney? |
£Yes
£ No |
|
10.
Lung, respiratory system or asthma? |
£Yes
£ No |
|
11.
Mental, nervous or neurological? |
£Yes
£ No |
|
12.
Bone or skeletal? |
£Yes
£ No |
|
13.
Miscarriage or other complications of Pregnancy or Delivery? |
£Yes
£ No |
|
14.
Does anyone use tobacco in any form? |
£Yes
£ No |
|
15.
Any other illness, injury or condition not stated above? |
£Yes
£ No |
|
16.
Has anyone ever purchased insurance through IMG? If yes, policy
number:__________ |
£Yes
£ No |
|
I
hereby certify that I have read the above statements or that they
have been read to me and that the above statements are true and
complete to the best of my knowledge and belief. I understand that
any misrepresentation contained herein will void the contract and
any and all claims will be forfeited.
I understand that
any medical condition that existed prior to the date I am accepted
for coverage will be excluded from coverage for two years, whether
or not that condition is disclosed on this Application. Further,
I understand that after two years, coverage for pre-existing conditions
will be limited to US $25,000 lifetime.
I understand that
no coverage is effective until the date specified by the Company
on the Certificate after this Application is accepted by an authorized
representative of the Global Medical Services Group Insurance Trust,
Union Federal Savings Bank, Indianapolis, Indiana.
I understand that
the Master Policy is issued in the United States and is governed
by its laws.The undersigned authorizes any licensed doctor, practitioner
of the healing arts, hospital, clinic, health related facility,
pharmacy, government agency, insurance agency, insurance company,
group policyholder, employee or benefit plan administrator having
information as to the care, advice, treatment, diagnosis or prognosis
of any physical or mental condition, or the financial and employment
status, of the insured to provide this information to International
Medical GroupSM, Inc.
The undersigned,
solemnly declare that Applicant and all Family Members listed in
this Application are in good health and except for the conditions
disclosed on this Application, have not been diagnosed with and
do not suffer from any medical, mental or nervous condition which
they foresee may require treatment in the future or for which they
intend to claim under this policy.
We understand
that a physical exam may be required by the Company prior to acceptance. |
|
_______________________________________________
______________________________________________
Signature of Applicant
or Guardian Signature of Spouse
_______________________________________________
______________________________________________
Date of Signature
Date of Signature |
1B98 Valid through 06/30/98
Please Mail or Fax To:
All Plan Med & Life Quote
7 Switchbud Pl., Bldg C-192 #250
The Woodlands State: TX 77380
Fax: 281-362-0261
GLOBAL TERM LIFE INSURANCE* &
GLOBAL DAILY INDEMNITY*
Underwritten By: Certain Underwriters
at Lloyds, London.
Distributed and Administered By:
All Plan Life and Med Quote
*Global Term Life and Global Daily
Indemnity are only available at time of Global Medical Application with
purchase of Global Medical InsuranceSM.
To Apply, Simply Complete The Following
Application.
SECTION 4 Please Indicate Name of
Each Family Member Applying for Life Insurance and/or Global Daily Indemnity.
Name
(Last, Middle, First) |
Basic Life |
Supplemental Life |
Daily
Indemnity |
| A.
Applicant |
£ yes £ no |
£ yes £ no |
£yes £ no |
| B.
Spouse |
£yes £ no |
£ yes £ no |
£yes £ no |
| C.
1st Child |
£yes £ no |
|
£yes £ no |
| D.
2nd Child |
£ yes £ no |
|
£yes £ no |
| E.
3rd Child |
£ yes £ no |
|
£yes £ no |
| FOR
EACH INDIVIDUAL APPLYING FOR LIFE INSURANCE, INDICATE: |
| Primary
Beneficiary:
A. ____________________________________________________________________________
Name Relationship
____________________________________________________________________________
Address of Beneficiary
B. ____________________________________________________________________________
Name Relationship
____________________________________________________________________________
Address of Beneficiary
C. ____________________________________________________________________________
Name Relationship
____________________________________________________________________________
Address of Beneficiary |
Percent
of Death Benefit
_________________%
_________________%
_________________% |
| Contingent
Beneficiary:
A. _____________________________________________________________________________
Name Relationship
_____________________________________________________________________________
Address of Beneficiary
B. _____________________________________________________________________________
Name Relationship
_____________________________________________________________________________
Address of Beneficiary
C. _____________________________________________________________________________
Name Relationship
_____________________________________________________________________________
Address of Beneficiary
Note: Beneficiaries for other
dependent children may be placed in Section 8. |
Percent of Death Benefit
_________________%
_________________%
_________________% |
| I
Understand Coverage For Global Term Life Insurance Will Not Be Effective
Until The Date Of My Departure From The US.
x________________(initial here) x________________
(initial here) x________________(initial here)
Applicant Spouse For Covered
Children |
If
accepted for the Global Medical InsuranceSM plan I understand that
I qualify for Global Term Life Insurance underwritten by Certain
Underwriters at Lloyds, London.
I do hereby apply
to the Global Life Insurance Services Group Insurance Trust, Bank
of Bermuda, Hamilton, Bermuda for Global Term Life Insurance. I
understand that any misrepresentation contained on my Global Medical
Application or this Application will void the contract and any and
all claims will be forfeited. If I have also applied for the optional
Global Daily Indemnity plan, I understand that only overnight hospital
stays eligible |
under
my Global Medical InsuranceSM plan, excluding pregnancies, are covered.
I also understand there is an additional premium for Global Daily
Indemnity.
I understand that
in the event the Company does not accept this Application, their
sole obligation is to return the Premium to me. I understand that
the Death Benefit will be determined by my age at the time of my
death.
I understand that
the Master Policy is issued in Bermuda and is governed by its laws. |
_________________________________________________
_________________________________________________
Signature of Applicant
or Guardian Signature of Spouse
_________________________________________________
_________________________________________________
Date of Signature
Date of Signature |
1B98 Valid through 06/30/98 1/98
GLOBAL MEDICAL SM
SECTION 5
For any question that
has been answered "YES," please state which family member (using
the corresponding "Letter" from Section 1), provide details
of the medical condition including treatment dates, name, address and
phone number of the attending physician, diagnosis, prognosis, and present
course of treatment in the space provided below. (If necessary, please
use the space provided on the Additional Information page, Section 7)
The company reserves the right to request additional medical information.
DEDUCTIBLE SELECTION
Deductible Selection and Payment
Mode must be the same for all Family Members.
| (circle
one) $500 $1,000 $2,500 $5,000 |
PREMIUM CALCULATION
Applications
without premium will not be processed. We will not accept checks or money
orders for quarterly or semi-annual payment modes. For quarterly or semi-annual
modes we will only accept a pre-authorized credit card. Either checks
or credit cards may be used for annual payment modes. Please make all
checks payable to International Medical GroupSM, Inc.
|
|
| (Must
be within 30 days of signature. Coverage will not be effective until
approved.)METHOD OF PAYMENT (signature required for credit card)
£ Check (annual only) £Money Order (annual
only) £ MasterCard* £Visa* £ American Express*
Credit Card #___________________________________________________________________________
Exp. Date_______________
Name as it appears on card______________________________________
Signature X_________________________________________
Daytime Phone# (_________)____________________________
Billing Address_________________________________________
________________________________________________________________________________________________________________________________________________Check
or money order should be made payable to IMGSM. All payments must
be made in US dollars at the time Application for coverage is made.
If paying by credit card, I authorize IMGSM to debit my Visa/MasterCard/American
Express account for the total amount due. In the event that I have
elected to *PRE-AUTHORIZE credit card payment installments, I hereby
request and authorize IMGSM to charge my credit card periodically
as payment installments become due. This authorization will remain
in effect until revoked by me in writing, and until IMGSM actually
receives notice. Coverage purchased by credit card is subject to
validation and acceptance by credit card company. *For any mode
other than Annual, I pre-authorize IMGSM to debit my credit card
for the proper installment amount on the due date of the installment. |
SECTION 6 - AGENT USE ONLY
Agent
Number #: 16926 |
Agent
Name: Kenton Henry |
Company
Name: All Plan Med. Quote |
Address:
7 Switchbud Place, Bldg C-192 #250, |
City:
The Woodlands |
State:
TX |
Zip
: 77380 |
Phone:
281-367-6565 |
Fax:
281-362-0261 |
E-Mail
quote@allplaninsurance.com
|
| X_______________________________________________
(Agent Signature) |
1B98 Valid through 06/30/98 1/98
SECTION 7 ADDITIONAL INFORMATION
For any question that
has been answered "YES," please state which Family Member (using
the corresponding "Letter" from Section 1), provide details
of the medical condition including treatment dates, name, address and
phone number of the attending physician, diagnosis, prognosis, and present
course of treatment in the space provided below. The company reserves
the right to request additional medical information.
Family
Member
(Use letters
from Sect. 1) |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
SECTION 8 LIFE INSURANCE
BENEFICIARIES
Please list Beneficiaries
for additional Dependents. Please provide the full name, address, and
percent of death benefit required.
| Primary
Beneficiary
D. ___________________________________________________________________________
Name Relationship
____________________________________________________________________________
Address of Beneficiary
E. ____________________________________________________________________________
Name Relationship
____________________________________________________________________________
Address of Beneficiary |
Percent
of Death Benefit
_________________%
_________________% |
| Contingent
Beneficiary
D. ____________________________________________________________________________
Name Relationship
____________________________________________________________________________
Address of Beneficiary
E. ____________________________________________________________________________
Name Relationship
____________________________________________________________________________
Address of Beneficiary |
Percent
of Death Benefit
_________________%
_________________% |
1B98 Valid through 06/30/98 1/98
|