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GLOBAL MEDICAL INSURANCESM

New Business Rates

SPECIAL INSTRUCTIONS FOR ALL APPLICANTS:

1. Print or type each name as you want it to appear on your Identification Card(s).

2. Provide the complete address of your residence outside the US and any US mail forwarding address.

3. All Applications must be fully completed, signed and dated to be considered. Questions answered YES in Section 3 must include treatment date, name, address and telephone number of attending physician, diagnosis, prognosis, and present course of treatment. (If additional space is necessary, please use the space provided in the Additional Information Section 7.)

4. Annual premiums may be paid by check, money order, VISA, MasterCard, or American Express credit cards. All Plan Insurance will not accept checks or money orders for quarterly or semi-annual payment modes. These payment modes are only accepted with pre-authorization to debit your credit card on the due date of your premium installment.

5. If question #6, Diabetes, is answered yes, a supplemental Diabetes Questionnaire must be filled out and attached to your Application.

6. An optional $15 fee may be paid in addition to the premium to have your Certificate overnighted to you after approval.

Global Medical InsuranceSM 1998 New Business Rates© (Includes 2½% surplus lines tax.)

$500

Deductible Plan

$1,000

Deductible Plan

$2,500

Deductible Plan

$5,000

Deductible Plan

Age

Male

Female

Male

Female

Male

Female

Male

Female

14 days to 9*

First 2 Free, Then 380

First 2 Free, Then 290

First 2 Free, Then 260

First 2 Free, Then 250

10 - 18*

400

400

310

310

280

280

270

270

*First two (2) children free between the ages of 14 days to 9 years only when both parents are insured under the Global Medical InsuranceSM plan.

Dependent child rate only available when parent (guardian) is insured under the Global Medical InsuranceSM plan.

19 - 24

925

1,585

720

1,140

635

1,010

520

830

25 - 29

1,025

1,750

795

1,260

700

1,115

575

910

30 - 34

1,080

1,940

840

1,445

745

1,280

610

1,050

35 - 39

1,195

2,090

925

1,600

820

1,415

670

1,135

40 - 44

1,330

1,675

1,030

1,300

915

1,155

745

945

45 - 49

1,470

1,845

1,140

1,435

1,010

1,270

825

980

50 - 54

1,800

2,020

1,400

1,575

1,275

1,430

1,045

1,170

55 - 59

2,210

2,210

1,725

1,725

1,565

1,565

1,280

1,280

60 - 64

3,075

2,885

2,575

2,385

2,350

2,175

1,950

1,725

65 - 69

6,615

5,715

6,115

5,215

4,755

4,280

4,125

3,700

70

8,150

7,020

7,645

6,520

6,010

5,400

5,260

4,700

71

8,545

7,360

8,045

6,860

6,330

5,685

5,540

4,950

72

8,970

7,725

8,470

7,220

6,670

5,990

5,840

5,220

73

8,415

8,100

8,915

7,600

7,025

6,305

6,150

5,500

74

9,885

8,500

9,385

8,000

7,400

6,645

6,485

5,800

Modal Payment Factors** Annual 1.00 Semi-Annual .55 Quarterly .28

** For Semi-Annual or Quarterly payment modes, IMGsm will only accept Visa, MasterCard or American Express on a pre-authorized basis. IMGsm will automatically debit your card on the due dates of your premium installment.

Rates Expire 06/30/98 1/98

Important Information Regarding The Health Insurance Portability And Accountability Act of 1996 (HIPAA):

This insurance is not subject to certain portability access and renewal requirements of the Health Insurance Portability and Accountability Act of 1996. You should therefore read the coverage conditions and preexisting condition exclusions carefully before purchasing coverage.

Important Information About This Application:

US Citizens: If you or any family member to be included in this insurance are located in the US on the date of this Application, the Effective Date of this insurance, if issued, will be the later of:

a. The date requested on the Application; or

b. The date the Applicant departs the US; or

c. The date the Applicant is approved by IMGSM.

Non-US Citizens: If you or any family member to be included in this insurance are located in the US on the date of this Application and do not plan to depart the US, an Affidavit of Eligibility is required. Note, a new Affidavit of Eligibility will be required at each renewal.

SECTION 1 Please Complete for all Family Members

Please print your name as you would like it to appear on your ID card.

Name

Height

Weight

Date of Birth

Country of

Citizenship

Passport or

Social Security #

Mth. Day Yr.

A. Applicant £ male £ female ' '
B. Spouse £ male £ female ' '
C. 1st Child £ male £ female ' '
D. 2nd Child £ male £ female ' '
E. 3rd Child £ male £ female ' '
ADDRESS OF RESIDENCE OUTSIDE THE US
Street Address: City: Postal Code:
State: Country: Telephone:
Fax: E-mail Address:
Date of Departure from the US? Length of Residence Outside the US?
Mail Forwarding Address if Different From Above
Street Address: City: Postal Code:
State: Country: Telephone: Fax:
SECTION 2 Please Answer All Questions for Applicant and Each Family Member.

Family Member

(Use letters from Sect. 1)

Are you currently disabled, pregnant or unable to perform normal activities? £  Yes £ No
Are you presently hospitalized? £  Yes £ No

Have you tested positive, been diagnosed, or treated for Acquired Immune Deficiency Syndrome (AIDS), AIDS Related Complex (ARC), Lymphadenopathy Syndrome, Human Immunodeficiency Virus (HIV), or any other Immune System Disorder?

£  Yes £ No
Have you been diagnosed or treated for Cancer during the past five (5) years? £  Yes £ No

If any individual answered YES to any of the above questions, they are not eligible for this insurance. Thank you for your interest.

1B98 Valid through 06/30/98 1/98

 

SECTION 3

Questions 1 - 16 must be answered for every Family Member included on this Application. For any question that has been answered "YES," please state which Family Member (using the corresponding "Letter" from Section 1), provide details of the medical condition including treatment dates, name, address and phone number of the attending physician, diagnosis, prognosis, and present course of treatment in the space provided in Section 5 of this Application or in the space provided on the Additional Information page, Section 7. The Company reserves the right to request additional medical information.

Family Member

(Use letters from Sect. 1)

1. During the last 12 months has anyone been diagnosed with any medical condition, or received treatment (including medications or consultations) for any medical, mental or nervous condition? If yes, please explain:

£Yes £ No

2. Has anyone ever been rejected, rated or declined for any other Health, Life or Disability Policy? If yes, please explain:

£Yes £ No

Has anyone ever been treated for or been told that they have any of the following diseases, conditions, medical problems, disorders, sicknesses or problems relating to any of the following:

3. Heart, cardiac, cardiovascular, or circulatory condition?

£Yes £ No

4. Blood vessels or arteries?

£Yes £ No

5. Blood pressure? ( If yes, provide most recent BP reading)

£Yes £ No

6. Diabetes? ( If yes, please complete supplemental Diabetes Questionnaire)

£Yes £ No

7. Cancer?

£Yes £ No

8. Liver, stomach, gall bladder, colon or intestines?

£Yes £ No

9. Kidney?

£Yes £ No

10. Lung, respiratory system or asthma?

£Yes £ No

11. Mental, nervous or neurological?

£Yes £ No

12. Bone or skeletal?

£Yes £ No

13. Miscarriage or other complications of Pregnancy or Delivery?

£Yes £ No

14. Does anyone use tobacco in any form?

£Yes £ No

15. Any other illness, injury or condition not stated above?

£Yes £ No

16. Has anyone ever purchased insurance through IMG? If yes, policy number:__________

£Yes £ No

I hereby certify that I have read the above statements or that they have been read to me and that the above statements are true and complete to the best of my knowledge and belief. I understand that any misrepresentation contained herein will void the contract and any and all claims will be forfeited.

I understand that any medical condition that existed prior to the date I am accepted for coverage will be excluded from coverage for two years, whether or not that condition is disclosed on this Application. Further, I understand that after two years, coverage for pre-existing conditions will be limited to US $25,000 lifetime.

I understand that no coverage is effective until the date specified by the Company on the Certificate after this Application is accepted by an authorized representative of the Global Medical Services Group Insurance Trust, Union Federal Savings Bank, Indianapolis, Indiana.

I understand that the Master Policy is issued in the United States and is governed by its laws.The undersigned authorizes any licensed doctor, practitioner of the healing arts, hospital, clinic, health related facility, pharmacy, government agency, insurance agency, insurance company, group policyholder, employee or benefit plan administrator having information as to the care, advice, treatment, diagnosis or prognosis of any physical or mental condition, or the financial and employment status, of the insured to provide this information to International Medical GroupSM, Inc.

The undersigned, solemnly declare that Applicant and all Family Members listed in this Application are in good health and except for the conditions disclosed on this Application, have not been diagnosed with and do not suffer from any medical, mental or nervous condition which they foresee may require treatment in the future or for which they intend to claim under this policy.

We understand that a physical exam may be required by the Company prior to acceptance.

_______________________________________________ ______________________________________________

Signature of Applicant or Guardian Signature of Spouse

_______________________________________________ ______________________________________________

Date of Signature Date of Signature

1B98 Valid through 06/30/98

Please Mail or Fax To:

All Plan Med & Life Quote
7 Switchbud Pl., Bldg C-192 #250
The Woodlands State: TX 77380
Fax: 281-362-0261

GLOBAL TERM LIFE INSURANCE* & GLOBAL DAILY INDEMNITY*

Underwritten By: Certain Underwriters at Lloyd’s, London.

Distributed and Administered By: All Plan Life and Med Quote

*Global Term Life and Global Daily Indemnity are only available at time of Global Medical Application with purchase of Global Medical InsuranceSM.

To Apply, Simply Complete The Following Application.

SECTION 4 Please Indicate Name of Each Family Member Applying for Life Insurance and/or Global Daily Indemnity.

Name (Last, Middle, First)

Basic Life

Supplemental Life

Daily Indemnity

A. Applicant

£ yes £ no

£ yes £ no

£yes £ no

B. Spouse

£yes £ no

£ yes £ no

£yes £ no

C. 1st Child

£yes £ no

£yes £ no

D. 2nd Child

£ yes £ no

£yes £ no

E. 3rd Child

£ yes £ no

£yes £ no

FOR EACH INDIVIDUAL APPLYING FOR LIFE INSURANCE, INDICATE:
Primary Beneficiary:

A. ____________________________________________________________________________

Name Relationship

____________________________________________________________________________

Address of Beneficiary

B. ____________________________________________________________________________

Name Relationship

____________________________________________________________________________

Address of Beneficiary

C. ____________________________________________________________________________

Name Relationship

____________________________________________________________________________

Address of Beneficiary

Percent of Death Benefit

_________________%

 

_________________%

 

 

_________________%

Contingent Beneficiary:

A. _____________________________________________________________________________

Name Relationship

_____________________________________________________________________________

Address of Beneficiary

B. _____________________________________________________________________________

Name Relationship

_____________________________________________________________________________

Address of Beneficiary

C. _____________________________________________________________________________

Name Relationship

_____________________________________________________________________________

Address of Beneficiary

Note: Beneficiaries for other dependent children may be placed in Section 8.

Percent of Death Benefit

_________________%

 

 

_________________%

 

 

_________________%

I Understand Coverage For Global Term Life Insurance Will Not Be Effective Until The Date Of My Departure From The US.

x________________(initial here) x________________ (initial here) x________________(initial here)

Applicant Spouse For Covered Children

If accepted for the Global Medical InsuranceSM plan I understand that I qualify for Global Term Life Insurance underwritten by Certain Underwriters at Lloyd’s, London.

I do hereby apply to the Global Life Insurance Services Group Insurance Trust, Bank of Bermuda, Hamilton, Bermuda for Global Term Life Insurance. I understand that any misrepresentation contained on my Global Medical Application or this Application will void the contract and any and all claims will be forfeited. If I have also applied for the optional Global Daily Indemnity plan, I understand that only overnight hospital stays eligible

under my Global Medical InsuranceSM plan, excluding pregnancies, are covered. I also understand there is an additional premium for Global Daily Indemnity.

I understand that in the event the Company does not accept this Application, their sole obligation is to return the Premium to me. I understand that the Death Benefit will be determined by my age at the time of my death.

I understand that the Master Policy is issued in Bermuda and is governed by its laws.

_________________________________________________ _________________________________________________

Signature of Applicant or Guardian Signature of Spouse

_________________________________________________ _________________________________________________

Date of Signature Date of Signature

1B98 Valid through 06/30/98 1/98

GLOBAL MEDICAL SM

SECTION 5

For any question that has been answered "YES," please state which family member (using the corresponding "Letter" from Section 1), provide details of the medical condition including treatment dates, name, address and phone number of the attending physician, diagnosis, prognosis, and present course of treatment in the space provided below. (If necessary, please use the space provided on the Additional Information page, Section 7) The company reserves the right to request additional medical information.

 

 

 

 

 

DEDUCTIBLE SELECTION

Deductible Selection and Payment Mode must be the same for all Family Members.

(circle one) $500 $1,000 $2,500 $5,000

PREMIUM CALCULATION

• Applications without premium will not be processed. We will not accept checks or money orders for quarterly or semi-annual payment modes. For quarterly or semi-annual modes we will only accept a pre-authorized credit card. Either checks or credit cards may be used for annual payment modes. Please make all checks payable to International Medical GroupSM, Inc.

(Must be within 30 days of signature. Coverage will not be effective until approved.)METHOD OF PAYMENT (signature required for credit card)

£ Check (annual only) £Money Order (annual only) £ MasterCard* £Visa* £ American Express*

Credit Card #___________________________________________________________________________ Exp. Date_______________

Name as it appears on card______________________________________ Signature X_________________________________________

Daytime Phone# (_________)____________________________ Billing Address_________________________________________

 

________________________________________________________________________________________________________________________________________________Check or money order should be made payable to IMGSM. All payments must be made in US dollars at the time Application for coverage is made. If paying by credit card, I authorize IMGSM to debit my Visa/MasterCard/American Express account for the total amount due. In the event that I have elected to *PRE-AUTHORIZE credit card payment installments, I hereby request and authorize IMGSM to charge my credit card periodically as payment installments become due. This authorization will remain in effect until revoked by me in writing, and until IMGSM actually receives notice. Coverage purchased by credit card is subject to validation and acceptance by credit card company. *For any mode other than Annual, I pre-authorize IMGSM to debit my credit card for the proper installment amount on the due date of the installment.

SECTION 6 - AGENT USE ONLY

Agent Number #: 16926

Agent Name: Kenton Henry

Company Name: All Plan Med. Quote

Address: 7 Switchbud Place, Bldg C-192 #250,

City: The Woodlands

State: TX

Zip : 77380

Phone: 281-367-6565

Fax: 281-362-0261

E-Mail quote@allplaninsurance.com

X_______________________________________________ (Agent Signature)

1B98 Valid through 06/30/98 1/98

SECTION 7 ADDITIONAL INFORMATION

For any question that has been answered "YES," please state which Family Member (using the corresponding "Letter" from Section 1), provide details of the medical condition including treatment dates, name, address and phone number of the attending physician, diagnosis, prognosis, and present course of treatment in the space provided below. The company reserves the right to request additional medical information.

Family Member

(Use letters from Sect. 1)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

SECTION 8 LIFE INSURANCE BENEFICIARIES

Please list Beneficiaries for additional Dependents. Please provide the full name, address, and percent of death benefit required.

Primary Beneficiary

D. ___________________________________________________________________________

Name Relationship

____________________________________________________________________________

Address of Beneficiary

E. ____________________________________________________________________________

Name Relationship

____________________________________________________________________________

Address of Beneficiary

Percent of Death Benefit

_________________%

 

 

_________________%

Contingent Beneficiary

D. ____________________________________________________________________________

Name Relationship

____________________________________________________________________________

Address of Beneficiary

E. ____________________________________________________________________________

Name Relationship

____________________________________________________________________________

Address of Beneficiary

Percent of Death Benefit

_________________%

 

 

_________________%

1B98 Valid through 06/30/98 1/98

 

 
 
 

A Division of Health Care Service Corporation, a Mutual Legal Reserve Company, an Independent Licensee of the BlueCross and Blue Shield Association
Copyright ©, All Rights Reserved

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