 What
is American Dental Care?
American Dental Care is a referral service
that has organized a large number of dentists and optometrists
in order to provide them with new patients. In return, the
dentists can greatly reduce their prices up to 80%. Each member
can choose a participating dental office that is convenient
to them.
When does
American Dental Care go into effect?
Service will begin as soon as you receive your membership
card. Simply call the dentist or optometrist you have selected
from our list for an appointment and present your I.D. card.
Many American Dental
Care providers will accept both your dental insurance and
this dental plan. Discuss this matter with the provider you
have chosen prior to any treatment. Since American Dental
Care is not an insurance company there are no deductibles
or claim forms and all previous dental problems are accepted.
How does American
Dental Care compare to average group dental insurance?
COMPARISON
CHART
| American
Dental Care |
Group
Dental Insurance |
| 1)
$0 deductible |
1)
Normally a $50 deductible |
| 2)
No limit on benefits |
2)
Normally a maximum of $1000 annual benefit |
| 3)
No claim forms to file |
3)
Claim forms must be filed |
| 4)
Use your plan the same day |
4)
Normally a one-year waiting period for major procedures |
| 5)
No cost to employer |
5)
Normally there is an administration fee or an employer
contribution required |
Why would
I want to switch from my current dental plan?
Other dental plans charge much higher
monthly rates to cover seldom used procedures. American Dental
Care includes services most commonly required: exams, cleanings,
X-rays, crowns, fillings, braces, contact lenses, glasses
and much more.
Can I change
dentists or optometrists?
Yes. You may change dentists or optometrists any time without
you or your company doing or changing any paperwork. Simply
present your I.D. card to the new dentist or optometrist you
have selected.
How do
I enroll?
1. Simply fill out the application.
List all the members of your household to be enrolled by American
Dental Care.
2. Please include
the one-time enrollment fee and the first month’s fees. If
paying annually, multiply your monthly fee by 12 and also
include the one-time enrollment fee.
3. We also accept
most major credit cards. Include card number and expiration
date. Indicate if payments are monthly or annual.
4. Upon receipt
of your application, a list of participating dental offices,
optometrists and your membership card (one per family) will
be sent to you.
Dental
fees
Due to the greatly reduced fees for dental services, most
dentists require payment in full at the time the dental service
is performed. Some dentists may let you pay with monthly payments;
however, arrangements must be made in advance with the individual
dentist.
Exclusions
1. Accidental injury or conditions that
are covered under workman’s compensation or occupation act
or law.
2. General anesthesia,
I.V. sedation and/or hospitalization or hospital or medical
charges of any kind.
3. Office visits
to or services performed by a dentist or specialist who are
not part of American Dental Care
Have another
question? Please let us know.
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